Fund Administrator's Message
CWA Local 1180 has experienced quite a few changes in recent years, not only in leadership within the Board of Trustees, but also leadership within the Benefits Funds. Throughout these changes, the Funds continue to thrive with a talented team of employees who provide excellent customer service, fielding hundreds of calls from members daily and processing thousands of claims throughout the year.
Our number one priority remains servicing our members. If there is anything the Supreme Court case Janus v. AFSCME case taught us, it is the importance of servicing our membership and educating everyone on the history and importance of unions in the workforce. We continue to invest in our infrastructure and technology to ensure a high rate of productivity of service. In an economy where members face increasing cost-of-living expenses, the benefits we provide allow our members to better take care of their families' health and welfare.
The Benefits Funds receive $1,775 per member per annum to administer benefits such as prescription drugs, dental, disability, optical, legal, continuing education, and more. However, this amount is not nearly enough to provide our members with all these benefits. Through prudent and sound investments, combined with the Board of Trustees’ guidance and support and the advice of highly-skilled consultants, the Funds have been able to grow our reserves at a time when other unions’ funds are going bankrupt. The Local 1180 Benefits Funds continue to research and explore new ideas to expand benefits and best accommodate the needs of our members. We are grateful and proud to serve each and every member of CWA Local 1180.
Open Enrollment for Dental InsuranceOctober 1, 2019 - November 29, 2019
Board of Trustees adds two additional plans to your current options of Dentcare/Healthplex Plan and the Fund Scheduled Dental Plan
The new additions are Empire BC/BS XPO Dental and Emblem Preferred Dental. Changes in your dental plan coverage will be effective Wednesday, January 1, 2020. Members will receive their welcoming letter, with more details, prior to the start of the enrollment period. If you do not receive a letter, please contact the Benefits Fund.
Fund Scheduled Dental Plan
You may examine Form 5500 or full Annual Report filed with the Internal Revenue Service and the Department of Labor at the Fund Office during regular business hours, Monday through Friday, except holidays. You may also obtain copies of the document via written request and paying the reasonable cost of duplication. You should inquire about the charges prior to requesting copies. If you prefer, you can arrange to examine a document during business hours at the Benefits Funds Office. A summary of the Annual Report that provides details of the financial information of the Funds' operation will be furnished free of charge to all covered members.
Nothing in this Benefit Summary Plan Description is meant to interpret, extend, or change in any way the provisions expressed in the Plan documents or contracts. The Board of Trustees reserves the right to amend, modify, or discontinue part or all these Plans whenever, in their judgment, conditions so warrant. The benefits provided by the Funds are made possible by the Funds’ assets, which are derived from employer contributions. All of the Funds’ assets are used to provide your benefits and to defray reasonable administrative expenses.
Authority of the Fund Administrator
Notwithstanding any other provision in the Plans, the Board of Trustees shall have the exclusive right, power, and authority, in its sole and absolute discretion to:
Without limiting the generality of the statements above, the Board of Trustees shall have the ultimate discretionary authority to:
All determinations made by the Board of Trustees (or any duly authorized designee thereof) with respect to any matter arising under the Plans and any other Plan documents shall be final and binding on all parties.
Plan Amendment and Modification
The Board of Trustees reserves the right, within its sole discretion, to amend, modify, or terminate, in whole or in part, any or all of the provisions of these Plans (including any related documents and underlying policies), at any time and for any reason.
Security Benefits, Retiree Benefits, Education Benefits & Legal Benefits Funds
6 Harrison Street, 3rd Floor | New York, NY 10013-
212.966.5353 | 888.966.5353 (out-of-area)
Annuity Benefits Fund
Administrative Services Only, Inc.
303 Merrick Road, Suite 300, Lynbrook, NY 11563-